Updated Terms & Conditions for REEL Weight Loss

Effective Date: October 1, 2025

1. Agreement to Terms and Program Participation

By purchasing, subscribing to, or accessing any product, service, program, or content offered by Ink Slinger, Inc. d/b/a REEL Weight Loss ("Company," "we," "us," or "our"), including but not limited to the REEL Weight Loss Program, Live Action Meetings Program, membership subscriptions, digital downloads, workshops, group coaching, individual coaching sessions, or any other offerings (collectively, the "Services"), you ("Client," "you," or "your") acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions ("Agreement").

By completing the checkout process for any Service, you expressly agree to these Terms and Conditions. Your agreement is confirmed by checking the acknowledgment box at checkout, which constitutes your electronic signature and binding acceptance of this Agreement.

2. Program Descriptions and Offerings

REEL Weight Loss Program: Access to educational content, group coaching calls, private member community, worksheets, resources, and ongoing support as described at the time of purchase.

Live Action Meetings Program: Access to group video meetings, the first week of REEL Weight Loss course content, member area with meeting replays, and membership calendar.

Continuation Programs: If you continue participation in either REEL Weight Loss or Live Action Meetings beyond the initial 12-month term, no refunds are available for any reason, and the 7-day money-back guarantee does not apply.

Other Products and Services: Digital downloads, workshops, individual coaching sessions, and additional offerings are subject to the specific terms, payment schedules, and refund policies stated on their respective checkout pages. All terms displayed on the checkout page are incorporated into this Agreement.

3. No Medical, Health, or Professional Services

CRITICAL DISCLAIMER: THE COMPANY DOES NOT PROVIDE MEDICAL, NUTRITIONAL, PSYCHOLOGICAL, THERAPEUTIC, OR ANY OTHER PROFESSIONAL HEALTH SERVICES.

The Company is not staffed by physicians, psychiatrists, psychologists, licensed therapists, registered dietitians, nutritionists, or any other licensed healthcare professionals. None of the Company's employees, contractors, coaches, or representatives are qualified to provide medical advice, diagnose medical conditions, prescribe treatments, or offer professional healthcare services.

All content, information, coaching, guidance, and resources provided through the Services are for educational and informational purposes only. This includes, but is not limited to:

• Course materials and video content

• Group and individual coaching sessions

• Worksheets, templates, and downloadable resources

• Community discussions and peer interactions

• Email communications and written guidance

• Audio and video recordings

Nothing provided by the Company should be construed as, or used as a substitute for, professional medical advice, diagnosis, or treatment.

4. Mandatory Consultation with Licensed Professionals

Before beginning any program, implementing any techniques, making dietary changes, starting exercise routines, or taking any action based on information from the Services, you MUST consult with and obtain approval from your licensed healthcare providers, including but not limited to:

• Your primary care physician

• Mental health professionals (psychiatrist, psychologist, licensed therapist)

• Registered dietitians or nutritionists

• Any specialists treating existing medical conditions

You agree to rely exclusively on the advice of your licensed healthcare professionals and to follow their recommendations. If your healthcare provider advises against participation in any aspect of the Services, you agree to comply with their guidance.

You acknowledge that the Company cannot and does not know your complete medical history, current health status, medications, allergies, contraindications, or individual circumstances. Only your licensed healthcare providers possess this knowledge and are qualified to advise you.

5. Emergency Situations and Crisis Resources

IF YOU ARE EXPERIENCING A MEDICAL EMERGENCY, MENTAL HEALTH CRISIS, SUICIDAL THOUGHTS, OR ANY LIFE-THREATENING SITUATION, IMMEDIATELY CALL 911 OR GO TO YOUR NEAREST EMERGENCY ROOM. DO NOT RELY ON THE COMPANY'S SERVICES FOR EMERGENCY ASSISTANCE.

Crisis Resources:

• National Suicide Prevention Lifeline: 988 or 1-800-273-8255

• Crisis Text Line: Text HOME to 741741

• National Eating Disorders Association Hotline: 1-800-931-2237

The Company's Services are not designed for, and cannot address, medical emergencies or crisis situations. The Company does not provide 24/7 monitoring, emergency response, or crisis intervention services.

6. Fees, Payment Terms, and Payment Authorization

All fees, payment schedules, and terms are clearly stated on the checkout page for each Service. By completing checkout, you acknowledge and agree to the specific pricing and payment terms for your purchase.

You authorize the Company to charge your provided payment method (credit card, debit card, or other authorized method) according to the agreed-upon payment schedule, which may include:

• Single one-time payments

• Recurring monthly subscription payments

• Payment plans with multiple installments

• Annual subscription payments

Payment plans are binding contracts. If you select a payment plan option instead of a single payment, you agree to make all scheduled payments in full. Payment plans cannot be canceled prior to completion of all agreed-upon payments.

7. Subscription Terms and Cancellation

For subscription-based Services, your subscription continues on a recurring basis until you cancel. The minimum subscription term and billing frequency are specified at checkout.

To cancel a subscription, you must email [email protected]. Cancellations take effect at the end of the current billing period. You remain responsible for payment through the end of that period.

No partial-month refunds are provided. If you cancel mid-billing cycle, you retain access through the end of that period but receive no prorated refund.

8. Refund Policy

FIRST-TIME PURCHASERS OF REEL WEIGHT LOSS OR LIVE ACTION MEETINGS PROGRAMS: A 7-day money-back guarantee applies only to your initial purchase of the REEL Weight Loss Program or Live Action Meetings Program. To request a refund within this 7-day window, you must email [email protected] within 7 days of your purchase date.

AFTER THE 7-DAY PERIOD: ALL SALES ARE FINAL. NO REFUNDS WILL BE ISSUED FOR ANY REASON.

This no-refund policy applies to:

• All purchases after the initial 7-day guarantee period

• Continuation subscriptions beyond the first 12 months

• Payment plan installments (all payments must be completed)

• Digital downloads and other products (unless otherwise stated on checkout page)

• Unused portions of subscriptions or programs

• Inability to participate for any reason (schedule conflicts, technical issues, personal circumstances)

You acknowledge that:

• No one has represented that refunds are available after the 7-day period

• Even if you cannot or do not participate, you remain responsible for full payment

• The Company considers this no-refund policy a material inducement to entering this Agreement

Unless the specific refund policy is expressly stated on both the sales page and checkout form for a particular product, no refunds are available.

9. Chargeback Fees

If you initiate a chargeback, dispute, or reversal of charges with your payment provider, the Company will assess an additional $250 administrative fee to cover the costs of responding to and processing the chargeback. This fee is in addition to any amounts owed under this Agreement.

You agree to contact the Company directly at [email protected] to resolve any payment disputes before initiating chargebacks.

10. Nature of Relationship

No aspect of this Agreement or your participation in the Services creates a partnership, joint venture, employment, agency, physician-patient, therapist-client, dietitian-client, or any other professional-client relationship.

The Company is solely providing access to educational information and peer support resources. Your relationship with the Company is that of a customer purchasing educational services.

11. No Guarantees of Results

The Company makes no guarantees, promises, or warranties regarding any specific results, outcomes, or benefits from participation in the Services. This includes, but is not limited to:

• Weight loss or weight management results

• Health improvements or medical outcomes

• Mental health or emotional well-being changes

• Habit formation or behavioral changes

• Achievement of personal goals

Your results depend entirely on your individual circumstances, efforts, commitment, consistency, underlying health conditions, genetics, environment, and countless other factors beyond the Company's control or knowledge.

Past results achieved by the Company's founders, other clients, or program participants do not predict or guarantee your results. Testimonials and success stories represent individual experiences and are not typical or guaranteed outcomes.

12. Personal Responsibility and Assumption of Risk

By participating in the Services, you accept full personal responsibility for all consequences of your participation, including any physical, mental, emotional, or financial outcomes.

You acknowledge and agree that:

• You are solely responsible for evaluating the suitability of the Services for your individual circumstances

• You will exercise independent judgment and consult licensed professionals before implementing any information

• You assume all risks associated with participation, including risk of injury, adverse health effects, or worsening of existing conditions

• The Company is not responsible for any harm, injury, loss, or damage you experience

You will conduct your own due diligence and make informed decisions based on guidance from your licensed healthcare providers.

13. Limitations on Company Knowledge and Liability

The Company does not know and cannot assess:

• Your complete medical history or current health status

• Your medications, supplements, or treatments

• Your allergies or contraindications

• Your mental health conditions or history

• Your physical limitations or injuries

• Your individual risk factors

You agree that providing the Company with health information does not create any duty, obligation, or liability on the Company's part to monitor, assess, advise, or respond regarding your health.

14. Specific Health and Safety Warnings

Weight Loss Programs: Rapid or extreme weight loss can be dangerous. Some medical conditions contraindicate weight loss efforts or specific dietary approaches. Always consult your physician before attempting weight loss.

Exercise and Physical Activity: Exercise carries inherent risks including injury, cardiovascular events, and exacerbation of existing conditions. Obtain medical clearance before beginning any exercise program.

Mental Health: The Services are not mental health treatment and cannot substitute for therapy or psychiatric care. If you have depression, anxiety, eating disorders, or other mental health conditions, work with licensed mental health professionals.

Medications: Never discontinue, adjust, or start medications based on information from the Services. All medication decisions must be made with your prescribing physician.

Pre-Existing Conditions: If you have diabetes, heart disease, high blood pressure, eating disorders, or any other medical condition, you must work closely with your healthcare team while participating in the Services.

15. Program Components and Access

As described at the time of purchase, the Services may include:

• Access to member area with courses, lessons, and resources

• Group coaching calls or video meetings

• Private community groups or discussion forums

• Worksheets, templates, forms, and downloadable materials

• Meeting replays and recorded content

• Bonuses offered at time of registration

• Additional products or services as specified

The Company reserves the right to modify, update, or discontinue any component of the Services with or without notice, provided that material components will be substantially maintained throughout your subscription or program term.

16. Group Participation and Community Guidelines

Access to private groups and communities requires adherence to posted community guidelines and rules of conduct. Violation of community rules may result in immediate removal from the group without refund.

Prohibited behaviors include, but are not limited to:

• Harassment, bullying, or disrespectful conduct

• Solicitation of members for commercial purposes

• Sharing of member information outside the group

• Posting harmful, dangerous, or illegal content

• Impersonation or misrepresentation

17. Intellectual Property Rights and Ownership

All content, materials, courses, videos, audio recordings, worksheets, templates, forms, methodologies, processes, and other resources provided through the Services are proprietary to the Company and protected by copyright, trademark, and other intellectual property laws.

The Company name, REEL Weight Loss, Live Action Meetings, logos, slogans, and related marks are trademarks of the Company. You may not use these marks without express written permission.

Your participation grants you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Services solely for your individual benefit. You may not:

• Reproduce, copy, or duplicate any content

• Distribute, share, or transmit content to others

• Modify, create derivative works, or reverse engineer content

• Sell, resell, license, or commercialize any content

• Remove proprietary notices or attributions

This license terminates immediately upon termination of your access or violation of these Terms.

18. Unauthorized Use and Liquidated Damages

Unauthorized Use includes any use of Company content, materials, or intellectual property beyond the personal license granted herein, including but not limited to:

• Sharing course content with non-participants

• Reproducing materials for distribution or sale

• Using Company methodologies in your own commercial offerings

• Publicly displaying or performing copyrighted content without permission

In the event of Unauthorized Use, you agree to pay liquidated damages of Five Hundred Fifty Thousand Dollars ($550,000.00). This represents the parties' good-faith estimate of the Company's damages from such misuse and is not a penalty.

This liquidated damages provision does not preclude the Company from pursuing all additional legal, equitable, and monetary remedies available.

The Company may seek immediate injunctive relief without bond to prevent or remedy Unauthorized Use, as monetary damages alone are inadequate to compensate for intellectual property violations.

19. Confidentiality and Member Privacy

The Company respects client privacy and will not disclose your personal information except as stated in the Privacy Policy or as required by law.

You agree to respect the confidentiality and privacy of:

• Other program participants and their shared information

• Company proprietary methods, processes, and materials

• Group discussions and member interactions

You may not share information about other members or group discussions outside the Services without express written permission from the affected individuals.

Member information is proprietary. By joining, you gain knowledge of other members' identities. You acknowledge that member names, contact information, and identities are proprietary to the Company. You have no right to solicit, contact for commercial purposes, or share member information with third parties. This includes member names, email addresses, phone numbers, and physical addresses.

20. Your Content Submissions and Grant of Rights

You retain ownership of any content, feedback, suggestions, questions, or materials you submit during the Services ("Submissions"), including posts in community groups, comments on calls, or other participant contributions.

However, by submitting any content, you grant the Company and its affiliates a perpetual, worldwide, royalty-free, irrevocable, non-exclusive license to:

• Use, reproduce, copy, and distribute your Submissions

• Publicly display and publicly perform your Submissions

• Create derivative works from your Submissions

• Incorporate your Submissions into marketing, advertising, and promotional materials

• Publish your name, likeness, voice, and biographical information in connection with your Submissions

This grant specifically includes full, unhindered rights to use video and audio recordings of your participation in group calls, individual coaching sessions (both virtual and in-person), workshops, or any other Services. This includes:

• Video and audio recordings of your image, voice, and statements

• Transcription of your words for quotes and testimonials

• Screen captures and still images from video sessions

• Edited compilations combining your content with others

No additional written, verbal, or other authorization from you is required for the Company to exercise these rights. The Company may use these materials in perpetuity across all media and platforms without further notice or compensation to you.

No compensation will be paid for use of your Submissions. The Company has no obligation to use any Submission and may remove Submissions at any time in its sole discretion.

By submitting content, you warrant that:

• You own or control all rights to your Submissions

• Your Submissions do not violate any third-party rights

• You have authority to grant the rights described herein

21. Technology, Access, and Technical Requirements

You are responsible for obtaining and maintaining all equipment, internet connectivity, software, and services necessary to access the Services. The Company is not responsible for technical difficulties that prevent or limit your access.

The Services are provided "as is" without warranties regarding:

• Uninterrupted or error-free operation

• Compatibility with your devices or systems

• Absence of viruses or harmful components

• Accuracy or completeness of information

22. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING:

• Warranties of merchantability and fitness for a particular purpose

• Warranties that the Services will meet your expectations or needs

• Warranties regarding the accuracy, reliability, or completeness of information

• Warranties that the Services will produce specific results or outcomes

The Services may contain inaccuracies, typographical errors, or outdated information. The Company may make changes to the Services at any time without notice.

23. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY, ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, SUPPLIERS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE SERVICES, INCLUDING:

• Direct, indirect, incidental, or consequential damages

• Personal injury, wrongful death, or physical harm

• Mental or emotional distress

• Worsening of medical or mental health conditions

• Lost profits, revenue, or business opportunities

• Loss of data or business interruption

• Costs of substitute goods or services

• Any other damages or losses of any kind

This limitation applies regardless of the legal theory (contract, tort, negligence, strict liability, or otherwise) and regardless of whether the Company was advised of the possibility of such damages.

IF YOUR JURISDICTION DOES NOT ALLOW EXCLUSION OF CERTAIN WARRANTIES OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATIONS MAY NOT FULLY APPLY. IN SUCH CASES, THE COMPANY'S LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

Your sole and exclusive remedy for dissatisfaction with the Services is to discontinue use.

24. Indemnification

You agree to indemnify, defend, and hold harmless the Company, its owners, officers, directors, employees, contractors, agents, suppliers, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from or related to:

• Your use of or inability to use the Services

• Your violation of these Terms and Conditions

• Your violation of any third-party rights

• Your violation of any applicable laws or regulations

• Any Submissions you provide

• Your actions or omissions based on information from the Services

• Any health consequences or injuries you experience

The Company reserves the right, at its own expense, to assume exclusive defense and control of any matter subject to indemnification by you. You agree to cooperate fully in such defense.

25. Arbitration and Dispute Resolution

You expressly waive any and all claims you may have, now or in the future, arising out of or relating to the Services.

To the extent you assert any claim, you agree to resolve such claim exclusively through binding arbitration conducted in Nassau County, New York, under the rules of the American Arbitration Association.

You expressly waive:

• Any right to a jury trial

• Any right to class or collective arbitration

• Any right to participate in class action lawsuits

You agree that arbitration will be conducted solely on an individual basis regarding your individual claims only. You are responsible for all costs of initiating arbitration and for your share of arbitration administration fees.

26. Governing Law and Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflicts of law principles. Any disputes not subject to arbitration shall be brought exclusively in the state or federal courts located in Nassau County, New York.

27. Termination of Access

The Company reserves the right to immediately terminate your access to the Services, in its sole discretion, if:

• You violate any provision of this Agreement

• You violate community guidelines or rules

• You become disruptive to the Company or other participants

• You engage in Unauthorized Use of intellectual property

• You fail to make required payments

• For any other reason deemed appropriate by the Company

Upon termination:

• Your license to access and use the Services immediately ceases

• You remain obligated to pay all outstanding fees and charges

• You are not entitled to any refund of fees paid

• You remain bound by all provisions of this Agreement that survive termination

28. Force Majeure

The Company shall not be liable for any failure or delay in performing obligations under this Agreement when such failure or delay is caused by circumstances beyond its reasonable control, including:

• Acts of God, natural disasters, epidemics, or pandemics

• War, terrorism, civil unrest, or government actions

• Internet, telecommunications, or power outages

• Labor disputes or supply chain disruptions

29. Entire Agreement and Severability

This Agreement, together with the Company's Terms of Use, Privacy Policy, and any terms specified on checkout pages, constitutes the entire agreement between you and the Company regarding the Services and supersedes all prior agreements, representations, or understandings.

If any provision of this Agreement is found invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, shall be severed. The remaining provisions shall remain in full force and effect.

30. No Waiver

The Company's failure to enforce any provision of this Agreement does not constitute a waiver of that provision or any other provision. No waiver shall be effective unless made in writing and signed by the Company.

31. Assignment

You may not assign or transfer this Agreement or any rights hereunder without the Company's prior written consent. The Company may assign this Agreement without restriction. Any attempted assignment in violation of this provision is void.

32. Modifications to Terms

The Company reserves the right to modify these Terms and Conditions at any time. Material changes will be communicated via email or posting within the Services. Your continued use of the Services after changes constitute acceptance of the modified Terms.

For questions about these Terms and Conditions, contact: [email protected]

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BY COMPLETING CHECKOUT AND PURCHASING ANY SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS IN THEIR ENTIRETY.